Author: Turner Sauer

Featured

Identifying Reliable Copy Trading

Copy trading has gained significant popularity in recent years, providing investors with an innovative approach to the financial markets. It allows individuals to replicate the trades of successful traders, leveraging their expertise and potentially generating profits. To engage in copy trading, it is crucial to choose a reliable platform that offers a seamless experience and a range of beneficial features.

Key Factors to Identify a Good Copy Trading Platform

  1. Reputation and Trustworthiness: When selecting a copy trading platform, it is essential to consider the reputation and trustworthiness of the provider. Look for platforms that are well-established and have a track record of delivering reliable services. User reviews and testimonials can offer valuable insights into the platform’s performance and customer satisfaction.
  2. Trading Strategies and Performance: A good copy trading platform should offer a diverse selection of trading strategies to cater to different investment goals and risk appetites. Analyze the past performance of the traders available on the platform and evaluate their risk-adjusted returns. Look for consistent profitability and a low drawdown rate, indicating a prudent approach to risk management.
  3. Ease of Use and User Interface: The user interface of a copy trading platform should be intuitive and user-friendly. It should provide clear and concise information about the traders’ performance, allowing investors to make informed decisions. Additionally, the platform should offer easy navigation, enabling users to browse and filter through the available traders based on their preferences.
  4. Risk Management Tools: An excellent copy trading platform should prioritize risk management and offer tools to help investors manage their risk exposure effectively. Look for platforms that provide features such as stop-loss orders, risk allocation settings, and customizable risk levels. These tools can help mitigate potential losses and protect your investment capital.

Business meeting in an office

Benefits of Choosing a Reliable Copy Trading Platform

  1. Access to Expertise: By selecting a reputable copy trading platform, you gain access to the knowledge and expertise of experienced traders. This eliminates the need for extensive market research and analysis, making it an ideal solution for beginner investors or those with limited time to devote to trading.
  2. Diversification: Copy trading platforms typically offer a wide range of traders with different trading styles and strategies. This allows you to diversify your investment across multiple traders and markets, reducing the risk associated with relying on a single trader’s performance.
  3. Time Efficiency: Copy trading platforms save investors significant time and effort by automating the trade replication process. Once you select a trader to copy, the platform will automatically execute their trades in your account. This frees up your time to focus on other important aspects of your life or explore additional investment opportunities.

Conclusion

Choosing a reliable copy trading platform is crucial for anyone interested in leveraging the expertise of successful traders. Consider factors such as reputation, trading strategies, ease of use, and risk management tools when evaluating different platforms. By selecting a trustworthy platform (like Finestel), you can benefit from the knowledge of experienced traders, diversify your investments, and save time in managing your portfolio.

Read More

May 18, 2023
Featured

Answers to 10 Frequently Asked Questions about ICO Consulting

Initial Coin Offerings (ICOs) have become increasingly popular over the last few years. As a result, ICO consulting has become a lucrative business.

ICO consulting companies offer a range of services to help businesses launch their own ICOs, from whitepaper writing to marketing and public relations. However, many people are still unclear about the basics of ICO consulting.

  1. What is ICO consulting?

ICO consulting is a service that helps businesses launch their own ICOs. It involves a range of services, including whitepaper writing, smart contract development, tokenomics, marketing, and public relations.

  1. Why do businesses need ICO consulting?

Launching an ICO can be a complex and challenging process. ICO consulting companies have the expertise and experience to guide businesses through the process, ensuring that they launch a successful ICO that meets their objectives.

  1. What services do ICO consulting companies offer?

ICO consulting companies offer a range of services, including whitepaper writing, smart contract development, tokenomics, marketing, and public relations. Some companies may specialize in certain areas, such as marketing or smart contract development.

  1. How much does ICO consulting cost?

The cost of ICO consulting varies depending on the services required and the complexity of the project. Some companies charge a flat fee, while others charge a percentage of the funds raised through the ICO.

  1. How long does it take to launch an ICO?

The time it takes to launch an ICO varies depending on the complexity of the project and the services required. However, it typically takes several months to launch a successful ICO.

  1. What is a whitepaper?

A whitepaper is a document that outlines the details of an ICO, including the project’s goals, the team behind the project, the technology used, and the tokenomics. A well-written whitepaper is essential for attracting investors and raising funds.

  1. What are smart contracts?

Smart contracts are self-executing contracts that are stored on a blockchain. They allow for the automation of complex processes, such as the distribution of tokens to investors.

  1. How much does ICO consulting cost?

The cost of ICO consulting varies depending on the services required and the complexity of the ICO. Some ICO consulting firms charge a flat fee, while others charge a percentage of the funds raised in the ICO. It is important to get a clear understanding of the fees and services offered before engaging an ICO consulting firm.

  1. How do ICO consulting companies help with marketing?

ICO consulting companies help with marketing by developing a comprehensive marketing strategy for the ICO. This may include social media marketing, content marketing, email marketing, and influencer marketing. They may also help with community building and management, as well as public relations.

  1. What are some examples of successful ICOs? 

There have been many successful ICOs over the years. Some notable examples include:

  • Ethereum: In 2014, Ethereum raised $18 million with an initial coin offering. One of the most widely used blockchain platforms in the world right now is Ethereum.
  • Filecoin: Filecoin raised $257 million in its ICO in 2017. It is a decentralized storage network that allows users to store, retrieve, and share data.
  • Tezos: Tezos raised $232 million in its ICO in 2017. It is a blockchain platform that allows for the creation of smart contracts and decentralized applications.

Final Thoughts

In conclusion, ICO consulting is an essential service for businesses looking to launch their own ICOs. ICO consulting companies offer a range of services, including whitepaper writing, smart contract development, tokenomics, marketing, and public relations.

They have the expertise and experience to guide businesses through the complex process of launching an ICO, ensuring that they are successful and meet their objectives. If you are considering launching an ICO, it is worth considering the services of an ICO consulting company.

Read More

April 22, 2023
Business

How To Boost Video Seo On YouTube Videos

YouTube Video SEO is another algorithm in the list of YouTube parameters that determine your earnings and veiws on this platform. For the most part, it works in the same way as other YouTube search algorithms, with views and overall video watch time leading to higher earnings overall, along with video SEO optimization. This is one of the main factors that Internet marketers pay so much attention to.

If you can do proper SEO on your channel and videos, and target the right audience effectively and quickly, you will have a better chance of earning money on YouTube without really needing to do anything else. And you will be surprised how fast things can grow.

YouTube SEO essentially comes down to rankings for particular keywords within videos and targeting the perfect audience. These rankings are based on how well your channel performs relative to your competition in terms of views and watch time over a given period, but can also be influenced by so called video SEO tricks, from tags and titles, to backlinks and CTR.

Some of the most effective strategies to boost seo on YouTube are shared below for you. We will start with the most basic tips, and then see the most advanced and secret ones.

6 Essential Tricks for YouTube video’s SEO

  1. Be A Keyword Master

Your video’s title is the first thing that will show up when people search for particular keywords. This means that it’s one of the most important things you can do to ensure that people find your video when they search for a particular topic. So please choose the most trending keywords and include them in your title, video file and description to make your video reach the top. Make sure you use titles that people actually look for and with low competition. For such purpose you can use VidIQ or even Ahrefs, which is a super popular SEO tool. It allows keyword research only on Google, but Google and YouTube search are closely related so you can just rely on Google’s results. On top of that, oftentimes youTube videos can rank also on google search and not just on YouTube.

  1. Maximize Your Description and tags

Choose a nice, simple, and straight to action description that best justifies your content. The description provides the necessary attraction to people’s minds to stick to your video. Therefore, make sure that your video title has a decent amount of descriptions within it, but ideally less than 100 characters worth of text and it includes your targeting keywords to increase your keyword density and power.

  1. Make It Eye-Catching

This is a common human mind that spends more time n something that catches their eye most. This SEO strategy involves spending more time deciding and designing your thumbnail, title and description so that people are more attracted to your content. Why? Because a good thumbnail will dramatically increase CTR, which is big thing when it comes to ranking.

 

  1. Pick Famous Categories

Picking famous categories for your content will automatically push your video to the top. People search for topics that are popular and already at the top. So if your video contains content on one of such topics, then YouTube will automatically categorize it along with the top-performing videos. By doing this you can direct the audience of these trending videos or topics on your channel. For this, once again we suggest tools such as VidIQ or Ahrefs. (yes, the ones we mentioned already previously).

 

  1. Pro Tip For You

This tried and tested hack involves copying and turning the title or keywords of the most famous trend going viral on YouTube. For example, if a movie is trending on YouTube, you can add that particular movie’s name in your title, but with a little twist (meaning, not exactly the same title word by word). It helps push your video on top when people search for that particular movie. You can also choose to cover that topic in a “review of” type video to attract the fans of that movie or topic.

Boosting video SEO may seem complicated, but it’s one of the easiest tasks to increase views and help your channel. These few simple tips mentioned above will surely help you decide your channel’s fate.

  1. Increase CTR and keyword research with automation

Now, this might be a bit risky for some, but we have seen the results ourselves and we do say that is one of the most effective methods: using automation to boost your CTR by specific keyword research, possibly by then watching the video fully. If you have a good budget, you should hire a developer to do this for you, if not there are some agencies that will do this for you. For Instance, the popular website LenosTube has a service which does exactly that (seo views to increase rank), meaning watching your videos after keyword search. To make it even more effective, they will even watch your competitors’ videos for a few seconds and then go back to YouTube’s search to give you the last click with full retention. Smart and effective.

And these were some of our tips to do YouTube video SEO and increase the ranking power of your targeting keywords. I hope the advice was helpful and if you follow it, It won’t take long for you to see great results.

Read More

August 4, 2022
Finance

How Can You Put an End to Your Stressful Financial Issues?

When you don’t have money to use as an escape from everyday problems, it is difficult for you to forecast what will happen. Your fears will take over your thoughts at that point, making you feel awful and possibly leading you to consider how to get past the obstacle. When that happens, you may start using the instant cash advance apps, which are powerful enough to let you get your fast advance money credited to your account.

  • The application functions as your closest buddy, allowing you to immediately obtain money whenever you need it.
  • You are not required to pay any additional, disguised fees for processing or execution. As a result, you can save some money while lending.
  • For paying the overdraft fees that would save up the interface, you won’t be charged. That provides users with strong customer protection.
  • The rapid cash loan that you receive provides the best freedom to utilize your money without receiving an explanation.
  • Low-interest rates and a safeguarded transaction method are both features of this that you will be required to pay for.

You will have the wonderful opportunity to take use of a vast array of features and advantages as a user. And after the procedure is approved, you won’t need to wait for anything because they will promptly credit the money to the account you selected.

Advantages Of Obtaining Immediate Cash in Advance

  • Whatever industry you operate in, the company you are working with probably needs a modest amount of financial help. That might be when you purchase products or pay for your employees’ salaries.
  • Although it is simple to qualify for these methods, you don’t want to get caught up in the necessary background checks. Compared to a traditional loan, you have a better chance of being approved for the immediate business where you can gain cash in advance.
  • The money would often be funded up shortly. You don’t need to present any documents to receive the loan; you can simply start anticipating the money to be paid up to your account within a short period.
  • This kind of financing will be quite practical. Instead, you will receive the money quickly and in advance. The most viable alternative to the lender websites is the customer care line.

Even if you are collecting rapid cash loans, you may learn about the many alternatives there, so set aside some time for research and make a clear list of everything that might help you choose the right kind of loan to boost your credit.

Read More

August 2, 2022
Featured

How is Pay Day Loan Different from Other Loans?

Although it is simple to help you blunder her/him, it is essential to recognize differences when considering these two variations out of cash. You can be useful to financial debt really-being as the practically every other can be prevented at all costs.

Cash advance

Allow us to take a closer search financing in advance of wage. This kind of high-attention small-title financing is provided because of payday, as well as cash boost lending institutions. They commonly rank $500 otherwise quicker. Online payday loans same time down payment ought to be paid within a fourteen-thirty-day period. To find finance, the fresh new borrower must agree to a premier-interest price.

As per CFPB, funding of this kind set you back between $10, as well as you might $29 per $100, which is a high speed. When you are fund before wage tries fairly simple to situate, it’s evident they own various massive drawbacks:

  • High-interest rate;
  • The possible adverse result on your credit rating;
  • Required a credit history check;
  • Prospective to enter into the latest duration from short-title money during the higher-interest degrees.

As a result of these cons, the fresh new CFPB, as well as other organizations caution against utilizing payday finance. Having rates of interest up to 900%, such funds can absolutely spiral spinning out of control when it comes to charges for the new customer. Throughout the years, reusing funds can cause a vicious cycle relating to financial obligations. When the financial obligation requires to be repaid, financial debts, or other expenses, also surpass what you can do to pay. Their incomes do not bring alleviation, as well as you just service much deeper, as well as you might better on the financial responsibility.

Cash advance cash

Cash advance advancements are entirely more elements than simply payday finance. A wage advance was an advantage provided by a manager where you might get a portion of their income. A revenue development isn’t an obligation nevertheless. Your boss will not cost need, as well as you may costs when obtaining cash that’s always surprisingly reduced. Salary boosts are produced to assist teams to finish a down economic climate. In place of sinking on the loans, they can think about the business for aid. It is a clever option for a recession.

Why should You Favor a Cash Loan?

The procedure for discovering funding prior to income does not take a long time. The possibility to rack up money from an enthusiastic financing company, such as Slick Cash Loan, is larger than merely taking appropriate out lending from a financial institution.

Read More

May 12, 2022
Business

What are the fees that FBA includes and its advantages?

Fees for the FBA include

  • Stock removal fee

If you want to get your inventory out of Amazon’s warehouse and throw it away, you’ll have to pay for that, too.

Fees: If you are thinking about switching from selling through FBM to selling through FBA, you need to know about these fees. They will show up on your bills at some point during your selling cycle. A lot of people make a lot of comparisons and choose fulfilment based on what they think is best. Choose a fulfilment method before you know all the costs. The ad costs, shipping costs, FBA fees, and so on are all things to look at. These costs and prices can be hard to understand, but SellerApp has two free tools that can help. In the Zonbase Blog you can find everything easily.

  • Amazon FBA calculator

FBA costs, estimated sales, and investment costs can all be found out ahead of time with the Amazon FBA calculator. You can compare products and how much money you could make by selling them on Amazon with the Chrome extension. You can use it right on Amazon to see how much you could make if you sold the product there.

  • Amazon ACoS calculator

The Amazon ACoS calculator is the FBA calculator with a lot more power. Analyzing the FBA fees for any Amazon product is just one of the things the Amazon ACoS calculator can help you figure out. It also helps you figure out the price points and numbers you must sell at, as well as the Ad costs, to make the money you want.

Advantages of FBM

A better understanding of how things work

In business, sellers feel like they have a lot of power. They can run the business for a long time because they can handle all of the numbers and inventory on their own.

Freedom to run the business exactly as seller chooses

Having a chance to grow means that self-fulfillment of products gives you more control over your inventory. Making more money on Amazon is simple and easy if you don’t have to think about extra shipping, more FBA fees, or more warehouses.

Opportunity for an offline and online retail store

Online and offline stores with the same inventory can be kept up with. To run an offline store, the same inventory stocks can be used to run an online store as well. Because sellers choose the warehouses where they keep their inventory, they are in complete control of the inventory. A lot of this can be done without having to pay extra for shipping or delivery.

Opportunity to build an independent brand is more feasible

An FBM seller has to talk to his customers one-on-one. They get a better sense of their customers’ needs and complaints because they are right next to them and talk to them all the time.

Less unavoidable losses due to changes in Amazon policies

Amazon often changes the prices and rules for getting things to you. People who keep things in Amazon’s long-term storage for a long time also have to pay long-term fees for that. People who sell FBM don’t have to deal with all of these headaches. The Zonbase Blog will help to get great ideas to sell products easily in the internet.

Read More

April 23, 2022
Finance

What is a Cryptocurrency Faucet?

NFT Signal are digital tokens that use cryptography technology to make transactions on the blockchain safe and control the creation of new units. Cryptocurrencies are decentralized, meaning they are not controlled by any government or organization. A cryptocurrency faucet is a website that gives out small amounts of cryptocurrencies for free as a way to promote its adoption and usage. The coins received by visitors can be used to purchase goods and services on the site.

Cryptocurrency faucets are a type of online reward system that dispense rewards in the form of cryptocurrencies, such as Bitcoin, Ethereum, and Litecoin. They work by giving users a small amount of cryptocurrency for completing a task, like solving a captcha or viewing a certain number of ads. Once you’ve earned enough cryptocurrency, you can withdraw it to your personal wallet. 

A cryptocurrency faucet is an online service that rewards users with cryptocurrency for visiting the site. The reward can be in the form of a token, a coin, or a reward point.

Best Cryptocurrency Faucets

These are websites or apps that give users a small amount of cryptocurrency for free every time they complete some tasks. It’s a great way to get started with cryptocurrencies and learn about them. Plus, you can always use the cryptocurrency you earn to buy more if you want. 

BitCoin Faucet is one of the best crypto faucets you can find and it’s a trusted platform for crypto enthusiasts. Every 10 minutes, you will receive 0.00001 BTC (about $0.50 at current prices). You can also use this site to find other similar sites. LiteCoinFaucet gives away 0.001 LTC (about $0.10) every 2 minutes.  

These sites offer a way to earn free bitcoin, ether, and other popular cryptocurrencies without doing anything extra. Simply visit the site, input your wallet address, and start collecting coins. Bitcoin Faucet by Coin Topper is one of the most popular faucets available. It offers a steady stream of bitcoin every few minutes. Ether Faucet by Ethermine is another great option for beginners. 

How does a Cryptocurrency Faucet Work?

A cryptocurrency faucet is a website or app that gives you rewards in the form of cryptocurrency for visiting it. These rewards can be in the form of tokens (such as Bitcoin, Ethereum, and Litecoin), which you can then exchange for real world currency or other cryptocurrencies. 

To be eligible for a cryptocurrency faucet, you need to first install the relevant app or visit the website. Once installed, you will be presented with a list of cryptocurrencies that are available to you. To claim rewards, simply visit the faucet and complete one or more tasks, such as earning points by referring friends or completing surveys. Once you have completed enough tasks, you will be rewarded with tokens in your chosen cryptocurrency. 

Cryptocurrency faucets are an excellent way to get started with cryptocurrencies and to earn some free tokens. They are also a great way to reward your followers and attract new users to your website or app. Crypto faucets are a great way to earn free cryptocurrency. They work by giving you a small amount of cryptocurrency for every task you complete. The tasks vary but most of them are really easy to complete and you can get good amounts of cryptocurrency with faucets. 

Once you have earned enough cryptocurrency, you can then use it to purchase goods and services from the faucet’s partner websites.

Read More

April 18, 2022
Finance

What’s Great About The Venture One Capital Card?

This credit card offers moderate rewards, including an unlimited 5 miles per dollar spent on hotels and rental cars booked through Capital One Travel and 1.25 miles per dollar spent on all other purchases. A welcome bonus of 20,000 miles after spending $500 on purchases within 3 months of account opening, equal to $200 in travel, is available after spending $500 on purchases within 3 months of account opening. It also provides a 0 percent initial APR on purchases and debt transfers for the first 15 months, followed by a variable APR ranging from 14.99 percent to 24.99 percent after that.

The lack of an annual fee, as well as the ability to transfer miles to qualifying partner hotel and airline programmes, may make the Capital One Venture a more appealing option for casual rewards earners than its beefier peer, the Capital One Venture. This means that awards, which would ordinarily be worth one cent per mile, might be worth far more in this situation. Although there is a lot of small print and minutiae to keep an eye on when it comes to optimising rewards in this manner, the flexibility is something to consider.

Because of its simplicity, VentureOne’s rewards earning may appeal to those who are not interested in the complex systems of rotating capped earning categories that are available with some other credit card options. If you are accepted for a certain version of the credit card, the additional travel advantages, such as no foreign transaction fees, vehicle rental damage coverage, and travel accident insurance, can serve as an additional incentive for both domestic and international travellers.

Although the card is a strong all-around rewards card, it is worth considering not because of its earning rate (which does not compare well with certain no-annual-fee cash back competitors), but rather because of the additional perks it provides. It is possible that the benefits of Capital One will outweigh the slightly better rewards of higher reward-yielding competition for the right customer.

Rewards

Obtaining Benefits

Cardholders will earn 5 miles per dollar spent on hotels and rental vehicles booked through Capital One Travel, as well as 1.25 miles per dollar spent on any other transaction made with the VentureOne card. Miles are accrued automatically. Because there are no caps, there is no need to calculate limits, and prizes are not forfeited as long as the account is active and active.

An introductory incentive of 20,000 miles after spending $500 on purchases within three months of account establishment, which is comparable to $200 in travel, is offered for new cardholders.

Redeeming Rewards

Due to the fact that the VentureOne card is a travel rewards card, redeeming points might be a little more difficult than earning miles. Redeeming miles for prior travel expenditures made with the card, as well as for future travel purchases, is possible at a monetary value of one penny per mile with no minimum requirement.

This card allows you to transfer rewards earned with this card to other Capital One accounts as well as to specific partner loyalty programme accounts. Using a transfer to an account that may value miles or points at a higher cash equivalence can and often is the most effective way to maximise mile to dollar value, but it necessitates investing the necessary time up front to learn the rules and limitations of the transfer programme.

Rewards Potential

It is necessary to assess how much a typical American household would spend on a credit card in order to evaluate the rewards potential of the Capital One VentureOne credit card. Data from numerous government agencies is used by Forbes Advisor to calculate baseline income and expenditure averages across a variety of categories, as well as spending trends over time. We base our expenditures on the income of the 70th percentile of wage-earning households, which earns $100,172 per year on average.

Forbes Advisor believes that the household has $26,410 in costs that may be charged to a credit card in a reasonable amount of time. Earning 5 miles per dollar spent on hotels and rental cars booked through Capital One Travel and 1.25 miles per dollar spent on all other purchases, this household would earn 33,012 Miles in a year, on top of the welcome bonus earned in the first year, if they maintained their current spending habits. When these yearly miles are redeemed for statement credits against travel purchases, the value of these miles is $330.

Other Card Benefits

There are no foreign transaction fees, which means there are no additional costs for purchases made outside of the country.

Insurance coverage for damage caused by accident or theft when renting a car is provided to eligible cardholders when automobile rentals are paid for with the card. Coverage is available with the use of a Visa or Mastercard. For further information, please refer to your cardholder information.

In the event of a travel accident, cardholders who are eligible will automatically obtain travel accident insurance when their card is used to pay airfare. Coverage is available with the use of a Visa or Mastercard. 

  • Receive replacement cards as soon as possible.
  • Purchases made through the Capital One Shopping website have their promotional coupons applied instantly.
  • Miles can be transferred to qualified airline and hotel partner reward programmes for redemption.
  • Receive notifications when your credit report is updated.
  • You get access to the Capital One mobile application and the virtual assistant Eno.
  • Discounts on tickets for sporting events, concerts, and gastronomic experiences are among the perks of membership.
  • If your card is ever lost or stolen, you are protected by a $0 Fraud Liability policy.
  • The ability to restrict the usage of a credit card from a mobile device.
  • The ability to set up automatic payments for bills.
  • APR (annual percentage rate): 14.99 percent – 24.99 percent (Variable)
  • Introductory APR on purchases: 0% APR on purchases for the first 15 months
  • Initiation of 0% APR on balance transfers for the first 15 months of the loan term.

How the Card Compares to the Others?

With a welcome bonus that is cash-equivalently equal to the Chase Freedom Flex and an introductory APR that is somewhat different but still comparable, the VentureOne is a strong competitor to the Chase Freedom Flex in a number of ways. However, the distinctions begin when the process of obtaining rewards begins. The VentureOne’s straightforward rewards model differs significantly from the Freedom Flex’s 5 percent cash back on purchases up to $1,500 in categories that rotate quarterly (requires activation), 5 percent cash back on travel purchased through Chase Ultimate Rewards®, 3 percent cash back on dining and drugstore purchases, and 1 percent cash back on all other purchases.

No annual fee is charged on either card, although the Chase Freedom Flex does charge a percentage of all overseas transactions made with the card. The significant difference in this case is one that each potential cardholder must assess for himself. The VentureOne is a straightforward travel rewards card that is easy to grasp. The Freedom Flex is a complicated cash back card with a lot of things to keep track of, but it may be more lucrative for some people.

Comparison of Discover it Miles vs Capital One VentureOne Rewards Credit Cards

The Discover it Miles card differs significantly from the VentureOne card in a number of important respects. For starters, the Discover it Miles program gives 1.5 miles every dollar spent, but the VentureOne programme only offers 1.25 miles per dollar spent. Secondly, the reward miles earned via the Discover it Miles program can be applied against even the smallest of payments. Third, the reward miles that have been earned are never forfeited.

However, the most significant distinction between these two cards is the welcome bonus. The Discover it® Miles card offers an unlimited match of all miles earned at the conclusion of the first year, allowing you to maximise your earning potential. Depending on how much money a cardholder spends, one card is more likely to come out on top in terms of the welcome bonus than the other.

A 0 percent intro APR on purchases and balance transfers is also available on the Discover it® Miles for the first 15 months after account opening on purchases and balance transfers. After that, a variable annual percentage rate (APR) of 11.99 percent to 22.99 percent is applied.

It is evident that the Discover it® Miles are the clear victor in this quite well-matched comparison, at least for the first year, unless you want to take use of VentureOne’s transfer partners.

In this comparison, the Capital One VentureOne Rewards Credit Card is superior to the Capital One Venture Rewards Credit Card.

Capital One’s business plan appears to entail selling a credit card, such as the Capital One Venture, alongside a similar, somewhat watered-down version, such as the VentureOne, which does not charge an annual fee. We prefer to think of it as a more casual version of the same card, but with a lower spending limit.

The Venture outperforms the VentureOne, which offers 5 miles per dollar spent on hotels and rental cars booked through Capital One Travel and an unlimited 2 miles per dollar spent on other purchases. The VentureOne offers 5 miles per dollar spent on hotels and rental cars booked through Capital One Travel and 1.25 miles per dollar spent on every other purchase, whereas the Venture offers 1.25 miles per dollar spent on every other purchase. It also has a greater welcome bonus, but it necessitates higher spending in order to qualify. It does not have a 0% introductory APR, and the normal rate APR is higher, but it does include additional perks, such as reimbursement for up to $100 in Global Entry or TSA PreCheck application costs every four years, which is not available with other credit cards. It effectively provides the same benefits as before, if not more.

Read More

March 10, 2022